FNBJ Holiday Hours: We will be closing at 3:00 on Christmas Eve. We will be closed all day December 25th in observance of Christmas. Happy Holidays!

NOTICE: Effective February 1, 2025 our Johnson office will be closed on Saturdays. The Auburn Branch will continue to be open 8:30 am to 12:00 pm.

FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Individual Retirement Accounts

Tactics for a Comfortable Tomorrow

An individual retirement account (IRA) is an easy and secure way to build your retirement savings while also receiving tax benefits. We offer both traditional and Roth IRAs. All you need is a minimum deposit of $100 to open an IRA and start saving today!

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Individual Retirement Accounts

Comparison table of Individual Retirement Accounts
Minimum Balance Interest Rate APY*
IRA $100 2.25% 2.27%

Retirement Savings Calculator

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